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The New York Times, January 1, 2016: (Op-Ed) A Smarter Plan to Make Retirement Savings Last

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“Starting in 2020, the numbers of very low-income elderly will rise sharply as the retired population soars to almost 56 million. More middle-class working Americans will be poor or near poor after they reach the age of 65. Most currently have inadequate 401(k)-type accounts or no retirement account at all.”

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