Why More Than A Million Teachers Can’t Use Social Security

“Teachers have staged protests in recent weeks in West Virginia, Oklahoma, Arizona, Kentucky and now Colorado. Some are fighting lawmakers who want to scale back their pensions. It’s no secret that many states have badly underfunded their teacher pension plans for decades and now find themselves drowning in debt. But this pensions fight is also complicated by one, little-known fact: More than a million teachers don’t have Social Security to fall back on.”